One Stop Auto Credit

Make a Payment 830-476-7867
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Want to buy a car hassle free?

At One Stop Auto Credit, we skip all the parts you hate about purchasing a vehicle from a used car dealership.

Why Buy From One Stop Auto Credit

Our Inventory

We search the nation for a quality vehicle that’s reliable, and that you'd be proud to own. We have some of the best technicians in the industry. Click to see our inventory.

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Why Buy From One Stop Auto Credit

Fast and Friendly Service

Just because you have less than perfect credit doesn’t mean you should be treated any differently. That’s why we strive to offer the best service that a dealership can offer.

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Why Buy From One Stop Auto Credit

Fast and Easy Approval

We're used to working with bad credit and bankruptcy. Our quick and easy credit pre-approval process takes just 39 seconds.

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Why Buy From One Stop Auto Credit

Buy with Confidence

For years, we’ve been getting people with less than perfect credit on in the driver’s seat. We know you will love your car but we also want you to buy with confidence. All of our vehicles are backed by a 10-year limited warranty and 72-hour buyback guarantee.

Why People Choose Us

Why Most People Choose One Stop Auto Credit

We think what One Stop Auto Credit has to offer is pretty extraordinary. But, don’t just take our word for it. See what our customers are saying about us.

"I came in not expecting to drive off the lot in a new car. My sales person went further than expected"

Christina | Oklahoma City -OK

"To say the very least, I LOVE my car!!"

Cameron | Oklahoma CIty- OK

"I didn't feel pressured and was very comfortable making a decision. I'm grateful for all his help and would definitely recommend One Stop Auto Credit."

Dominque | Dallas -TX

"Love One Stop Auto Credit! Easiest car buying experience I have ever had!"

Terry | San Antonio-TX

"Great Experience with One Stop Auto Credit!"

Andre | Oklahoma City-OK

"I absolutely love my car but my sales rep was awesome, she was very helpful every step of the way, I am very hard to deal with and please but I am. So grateful for her and my 2015 Altima"

Terri | Memphis- TN

"Had a great experience! You make car buying easy!"

Casey | Austin-TX

Buy Here Pay Here

You need to get to work, buy groceries, pick-up and drop off your children here and there, and maybe take that road trip you’ve been talking about. Everyone deserves a good, clean, and reliable car, but most importantly, the peace of mind that comes with having one. Our goal is helping you get you back on the road of life. You probably still think you won’t qualify. We dare you to try us. We have an online pre-approval process that takes less than a minute. You can also stop by and visit an experienced customer service agent at our location. Before you know it, you’ll be on your way, driving a quality vehicle that is backed by a 10-year limited warranty.

Bankruptcy Car Loans

If you filed for bankruptcy, we’re sure you’ve heard: “Here’s a second chance.” You have a chance to start over, conquer your debt and get back on your feet. But, how are you supposed to nail this if you don’t own a car? How will you get to work, pick up your children, and simply get around? With us, you can still get the financing you need even if you are spiraling toward, or have filed for bankruptcy. And we’re not just saying that. Banks and other car dealerships say they understand that bad things happen to good people – but then they don’t help. We do!

All Credit Types are Welcome

You’re not likely to find car dealers in the area because the truth is that there is a high risk associated with the approving car loans to people with less than perfect credit. But we’re not solely looking at your past credit score to determine if you’ll get pre-approved, we look beyond that. Plus, we believe that not being able to buy a car can lead to a vicious cycle of losing your job, missing out on new opportunities, failing to pay your bills, and ultimately never rebuilding your credit.

We Have a Huge Selection of Used Cars

Don’t settle for less. Having bad credit, having filed for bankruptcy, and your need to get around doesn’t mean settling for a vehicle you don’t like. Ask us how we’re different and the first thing we’ll brag to you about is our huge vehicle selection.
Other car dealers typically only have a limited supply of cars from which to choose from which means settling for something that gets you around, and not something you can’t wait to drive. So, not only do we work with you to find a car you can afford, but we’re also set out to help you find a car you’ll be proud to show off to your family and friends. We are inspired by making our customers happy, and being able to impact the quality of their lives.

Bad Credit Car Dealer

Our car lot serves the following areas: New Braunfels, Houston and San Antonio, TX.