One of the most difficult aspects of buying a car, whether you want a new or used model, is getting approval for the loan you need to afford the vehicle. For people who have bad credit, this can be their worst nightmare. At One Stop Auto Credit, we specialize in bad credit car loans in Houston, TX, so residents can get access to the reliable vehicle they need to get from one place to another. Without transportation, many individuals are unable to resolve their poor credit history, which can put them into an endless loop. Bad credit loans can help break this cycle.
Bankruptcy? No Problem!
Some used car lots claim they accept and approve applications from individuals who are suffering from bad credit. However, sometimes having a bankruptcy on your record can still cause problems with getting the funding you need for a reliable car. At our used car dealer, you won’t have to worry about this. Even if you have a recent bankruptcy on your file, we will do our best to work with you so you can get on the road and start working a job that will help you rebuild a positive financial future. We take great pride in making sure as many people as possible have access to bad credit car loans in Houston, TX, so they can get behind the wheel of a vehicle they can count on, even with a bankruptcy on file.
Get Fast Approval
When applying for bad credit car loans in Houston, TX, you may wonder how long you will have to wait for approval. Your average bank could take days or even weeks to come to a decision for a loan. If you work with us, on the other hand, we will work hard to get you the approval you need as quickly as possible. In fact, our bad credit loans can be approved in as little as two minutes, allowing you to start shopping for the vehicle you want with a budget in mind, rather than having to wait before you start even looking. If we have the car you want, you will be able to complete the buying process quickly and easily with our fast pre-approval and approval processes.
Count on Reliability
If you don’t have good credit, you may think the only type of car you can afford is one that will cost you in repairs. This can make it feel like it isn’t even worth it to try. At One Stop Auto Credit, we understand your apprehension and assure you the cars we offer are inspected and repaired to ensure they are reliable and will keep getting you from one place to another so you can work and complete your other daily tasks. Our team will help you find a vehicle that will provide the reliable transportation you need, as well as the style you want. We work hard to make sure we offer a vast selection of vehicles for a number of budgets so you can always find something that suits your tastes and your budget.